easy diy tattoo removal | Many consumers fear identity theft yet still engage in risky behavior

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Experians ProtectMyID® exposes a disconnect between what people know about identity theft risks and what they actually are doing to protect themselves

COSTA MESA, Calif., Oct. 21, 2013 /PRNewswire/ -- A new online survey by Harris Interactive, conducted for Experians ProtectMyID®, reveals consumers are still at high risk for identity theft, failing to practice even simple safeguards. The survey, fielded to coincide with National Protect Your Identity Week, shows the vast majority of U.S. adults (93 percent) recognize identity theft is a growing problem. Yet, 61 percent feel it would not be very difficult for a person to steal their identity and 67 percent are concerned that identity theft will affect them in the future.

The national study surveyed more than 2,000 consumers on their perceptions and activities related to identity theft. While 89 percent of online U.S. adults say they take steps to secure their digital information, more than half (55 percent) dont always check to see if a Website is secure before shopping online, and more than three out of five adults who have online accounts (63 percent) dont use a unique password for each of their online accounts.

"This survey clearly shows that, while people are more aware and concerned about identity theft, they are not doing what they should to stay protected, especially when it comes to online activities," said Ken Chaplin, senior vice president of marketing for Experians ProtectMyID. "Consumers clearly dont want to become victims, yet they continue to put themselves in danger."

The results also reveal that 92 percent of U.S. adults believe people should be more concerned about identity theft. In addition, 33 percent dont feel confident they are doing enough to protect their identities.

Additional key findings from the survey

Digital devices under-protected - U.S. adults own and use a variety of devices, but more than two in five of those who own a smartphone (43 percent) report they rarely or never use a password to unlock their smartphone. Additionally, 47 percent of adults who own a tablet indicate they rarely or never use a password to unlock their tablets.

Risky shopping - Ninety-one percent of U.S. adults shop online; however, many dont safeguard their credit card information. The survey shows that 57 percent of online shoppers dont always go to sites directly (by typing the name in their web browser), but instead click on links. This action increases the risk of going to a fraudulent site designed to capture the visitors personal information.

Social networking is too social - Among U.S. adults who have a social network profile such as Facebook and Twitter, slightly more than one in three (36 percent) manage their privacy settings on an ongoing basis. Many may be exposing themselves to fraud by allowing certain information to be public, such as educational background (60 percent), date of birth (44 percent), and email address (36 percent).

Real-world scenarios create simple dangers - Twenty-three percent of adults admit they set their purses, bags or jackets containing wallets under the table or behind them on a chair at a restaurant.

Social Security cards can put sensitive information into the wrong hands - Forty-six percent of adults write their Social Security number on job applications, medical forms, etc., and 29 percent say they carry their Social Security card (or a copy of it) in their wallet or purse.

About the survey
This survey was conducted online within the United States by Harris Interactive on behalf of Experian from Oct. 3–7, 2013, among 2,041 adults ages 18 and older. This online survey is not based on a probability sample; therefore, no estimate of theoretical sampling error can be calculated. For complete survey methodology, including weighting variables, please contact ann@pitchpublicrelations.com.

About Experians ProtectMyID
ProtectMyID is a leading, full-service provider of identity theft detection, protection and resolution. ProtectMyID offers comprehensive identity theft protection features supported by experienced identity theft resolution professionals who deliver personal attention that customers can rely on. ProtectMyID.com® is a Website owned by ConsumerInfo.com, Inc., an Experian company. For more information about how ProtectMyID helps consumers protect themselves against identity theft, please visit http://www.ProtectMyID.com.

About Experian
Experian® is a leading global information services company, providing data and analytical tools to clients around the world. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended March 31, 2013, was US$4.7 billion. Experian employs approximately 17,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and Sao Paulo, Brazil.

For more information, visit http://www.experianplc.com.

Experian and the Experian marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners.

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diy fake tattoo | Adolescents at risk for substance misuse fit three subgroups

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An article in the Clinical Psychiatry News has some very interesting points about risk and subgroups as it pertains to abuse and use of illegal substances. 

By: MARY ANN MOON, Clinical Psychiatry News Digital Network
Adolescents appear to fall into three distinct subgroups at high risk of misusing drugs and other substances, based on a variety of their previous behaviors, a report published in Addictive Behaviors shows.

If future research confirms this finding, it points the way to tailoring prevention and intervention programs to these three target groups, said James A. Cranford, Ph.D., of the Addiction Research Center, University of Michigan, Ann Arbor, and his associates.

The investigators performed a cross-sectional Web-based survey of adolescents attending five middle schools and high schools in southeastern Michigan to assess whether certain substance-use behaviors could be used to classify them into risk groups. The 2,744 study subjects had a mean age of 14.8 years, and were equally divided between boys and girls. About 64% were white, 31% were black, 4% were Asian, and 2% were Hispanic or other ethnicities (Addict. Behav. 2013;38:2768-71).

These participants first answered questions to classify them into four categories of substance use based on their self-reported behavior during the preceding year: nonuse/low use of prescription agents; nonmedical use of prescription medications such as sleep, antianxiety, stimulant, or pain medications; excessive use of prescription medications such as the aforementioned medicines and antidepressants; or the use of illicit substances such as alcohol, marijuana, tobacco, and others.

In addition, the respondents’ substance use and their parents’ monitoring of it were assessed using several items from the Monitoring the Future instrument, internalizing and externalizing tendencies were assessed using the Youth Self-Report, and parental substance use was measured using the Children of Alcoholics Screening Test.

Nonusers/low users were the largest subgroup of adolescents (76%) and were judged to be at very low risk of substance misuse in the near future

The other three groups were considered to be at high risk of substance misuse in the near future. They included the 12% of study subjects who used tobacco, alcohol, and marijuana at least once during the preceding year; the 8% who reported alcohol, nonmedical prescription drug, and excessive prescription drug use during the preceding year; and the 4% who reported using all substances at least once during the preceding year, Dr. Cranford and his associates said.

Two parental factors – a lack of parental monitoring of the adolescents’ substance use and the parents’ own substance use – predicted membership in all three high-risk groups. This suggests that parent-focused prevention and intervention programs might be beneficial, the researchers said.

Parental factors exerted a more heightened effect on girls than on boys, which further suggests that parent-focused interventions might be particularly helpful to adolescent girls.

Adolescents who had externalizing problems were more likely than were those without such problems to misuse substances, while those who had internalizing problems were the least likely to misuse substances. Similar findings have been reported in previous studies, the investigators said.

Girls were more likely than boys were to report the nonmedical use of prescription drugs and the excessive use of prescription drugs, a trend that also has been reported in previous studies. This finding indicates that parents and teachers should be especially vigilant about possible misuse of prescription drugs among adolescent girls.

Moreover, these risks were particularly high in nonwhite girls, suggesting "a possible unique intervention target for at-risk nonwhite females," they added.

The investigators cited the completion of the survey in school and the possibility that this fact might have led to underestimates of problem behavior as a possible limitation of the study. Furthermore, the results might not be generalizable in the absence of a nationally representative study.

However, the study still "provides important evidence for the existence of distinct subtypes of adolescent substance use based on 12-months use of alcohol, tobacco, marijuana, and illicit drugs, along with excessive medical use and nonmedical use of prescription drugs," they wrote.

This study was supported by the National Institute on Drug Abuse. No financial conflicts of interest were reported.

Source: Clinical Psychiatry News

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diy tattoo kit ebay | Poverty Solutions Require Housing Strategy

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THUNDER BAY - Poverty has been on the minds of Thunder Bay City Council. After hearing a report on poverty from the Lakehead Social Planning Council, Council is now awaiting a report later in November. The pillars explained to Council on Monday night are parallel to the issues raised by the Crime Prevention Council, the Anti-Racism Council, and other local groups.

The issue of housing has been a constant in all of the reports in the Thunder Bay plans. 

A new report from researchers at Boston College and Tufts University shows the distinct emotional and educational price children pay when their families live in run down apartments and homes.

Poor Quality Housing Increases Problems

Data culled from a six-year study of 2,400 children, teens and young adults found emotional and behavioral symptoms such as anxiety, depression, lying and aggressive behavior are closely connected to poor housing quality and the related stress placed on parents, children and families, according to the report, which was published in the journal Developmental Psychology.

Children growing up in poor quality housing plagued by leaky roofs, broken windows, peeling paint, debris and vermin experience greater emotional and behavioral problems at young ages and later see their school performance suffer, researchers report in one of the most comprehensive assessments ever conducted into the impact of housing on children in the U.S.

Low Vacancy Rates in Thunder Bay

In Thunder Bay the vacancy rate has been extremely low. That has meant higher prices for rent, and landlords taking a completely different approach to the selection of potential tenants. 

Sources tell NetNewsLedger that the issue might also reflect racism with many apartment owners selecting tenants based on their ethnicity. 

“Through no fault of their own, children and teens whose families live in substandard housing are paying a steep price in terms of their emotional and behavioral well-being,” said a lead author of the study, Boston College Professor of Education Rebekah Levine Coley. “That carries on into school and creates deficits that are extremely difficult to overcome.”

Most telling was the finding that poor housing quality was the most consistent and strongest predictor of emotional and behavioral problems in low-income children and youth who were studied when compared to factors such as affordability, ownership, residential stability or housing subsidy receipt, according to the researchers, whose analysis was funded by grants from the MacArthur Foundation and the W. T. Grant Foundation.

Furthermore, residential instability – the moving from place to place, even if only a few blocks away or the town next door – disrupts the functioning of low-income children over the long term, , according to Coley, who conducted the study with Tufts University Professor Tama Leventhal. Although single moves may provide a boost to poor children and teens in the short-term, perhaps allowing them to access safer housing or better schools, over time the cumulative effect of residential instability took a toll on children, increasing emotional and behavioral problems.

A toll was taken not only on children, but their parents, generating stressful conditions within families, said Coley, a professor of Counseling, Developmental and Educational Psychology at the Lynch School of Education.

“A big takeaway is that many of these links function in part through parenting and parental stress,” said Coley, whose research examines the intersection of families, neighborhoods and public policy. “We know that environmental stress can come not just from outside the home, but from the home itself when we consider the impact of living day-to-day with exposed wiring, peeling paint, rodents, poor sanitation and a lack of natural light, or with frequent moves from home to home.”

An estimated two million poor children lived in run-down and unsafe housing in 2005, and double blows dealt to low-income neighborhoods by the housing crisis and the recession have likely worsened the situation.

Among the many interrelated issues the researchers untangled was the impact of affordability. While many of the families struggled with housing costs – with most paying more than 30 percent of household income toward housing – whether or not housing was affordable was not predictive of children’s well-being. Similarly, living in owned homes or government-assisted housing rather than private rental stock did not

outweigh the issues of quality and stability.

Researchers found a strong link between the stress poor housing quality placed on parents and the problems experienced by children, according to the report. For parents, the strain of living in substandard housing produced symptoms of anxiety and depression.

The study, which focused on families living in low-income neighborhoods in Boston, Chicago and San Antonio, may serve to focus policymakers on making the link between quality and affordability in new housing legislation and regulations.

“There’s a tremendous amount of attention paid to affordability and that’s a critical issue for low-income families,” said Coley. “What our findings suggest is that housing quality may be more important when we are concerned with the growth and development of children. The data suggest policymakers make housing quality a priority as they work to resolve the housing crisis facing low-income families.”

http://www.netnewsledger.com/2013/10/23/poverty-housing-youth-pay-price/#sthash.1wXMYyQL.dpuf

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diy flash tattoo | Detecting Teens Risky Secrets

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If you caught your teens texting about “red devils,” “Robo” or “Skittles,” would you know what they were talking about?

What about Snapchat? Ask.fm?

The first three are all slang terms for getting high on cold or cough medicine (yes, teens do that). The second two are social media platforms popular among teens, but also associated with sexting and severe cyberbullying.

Every year, parents face a growing number of threats to their teens’ well-being, many of which they’ve probably never heard of before. But abusing any of them could be deadly.

Local experts say the key is to do your research, don’t be afraid to pry and, most importantly: Talk to your child. Often.

“Parents, be nosy,” said Cincinnati Police Officer Eddie Hawkins, a school resource officer for 16 years and a father. “Lots of times we give kids a little too much privacy. We as adults kind of slacked off in what we do in fear of losing our kids’ friendship. I’d rather say I was a good parent than I was a good friend.”

Parents shouldn’t give up just because they don’t “get it,” said Richard Heyman, a doctor at Suburban Pediatrics in Montgomery who also served as state and national chairman of adolescent medicine at the

American Academy of Pediatrics.

“Parents just shrug their shoulders because they don’t know what these websites are, don’t get the lingo, don’t understand the concept of tweeting and Instagram and Facebook,” he said. “They need to have open, ongoing discussions. The sex talk is not a talk. It’s an ongoing discussion. Use everyday incidents to talk about it.”

Here are some of the risky things that are most popular among teens this year, what to watch for and what to do to protect your child.

Social media sites
Social media may be a great tool to keep up with old roommates or share vacation photos. But teens are finding the dark side of cyberspace, and it may not be in the places you’d think. A few new apps that have popped up recently are causing a stir.

Ask.fm: A social networking site where users can post anonymously. The site has been linked to the suicides of five teens who reportedly had been bullied by others on the site. Most deaths were in the United Kingdom. At least one was in the U. S. — a 12-year-old Florida girl who jumped from a platform at an abandoned cement factory after being bullied for more than a year on ask.fm and other cell phone apps like Kik and Voxter.

Snapchat: A photo-sharing tool in which the images disappear from the recipient’s phone after 10 seconds. The short life span of the images gives it a reputation as a tool for sexting, as well as other dubious behavior like cheating on tests or sharing proprietary information. But it may not be as private as kids think. There are ways recipients can preserve the images, according to recent reports. Wikr and Poke are similar apps.

Other apps or websites popular among teens are Pheed, where teens can live-stream what they’re doing at any given moment, and 4Chan, an online community that allows anonymous posts, opening the door to bullying.

Cyberbullying and suicide
About 20 percent of teens have experienced cyberbullying in their lifetime, according to the Cyberbullying Research Center. Traditional bullying and cyberbullying have been linked as contributors to teen suicide. According to the 2011 risk survey by the Centers for Disease Control, 7.8 percent of teens had attempted suicide in the previous year.

Parents should monitor what their kids are doing online, even if they seem to be OK, and be alert if their child starts to withdraw into their social media world, experts say.

“If your kid is spending less time in general conversations with you and more time in general conversations with their friends or cellphone, if you’re in your car and there’s no conversation going on with you and your child, that’s a problem,” said Hawkins. “When you’re asking questions and getting those one-word answers, be concerned. They’re finding other outlets.”

Heyman recommends parents talk to kids about new sites or apps. Ask if they use them. Watch what they’re doing.

“Put the computer in a public place,” he said. “The understanding should be if I give you the keys to the car, I expect you to call me when you get there. Not because I don’t trust you, but because it’s dangerous out there. If I’m going to give you the keys to the computer, I’m going to monitor. Even though you know more about the computer than I do, it’s my job to keep you safe.”

Teens probably won’t come right out and tell you they’re being bullied, said Hawkins, because they’re ashamed. But they have certain sayings to let you know they’re being bullied, Hawkings said. “ ‘Coming at my head,’ ‘coming at my neck,’ ‘trying to push down on me.’ That’s their way of saying this kid is picking on me.”

Drugs and alcohol
Drugs and alcohol continue to be big risk factors for teens.

According to the CDC, about 22 percent of drivers in fatal crashes (the leading cause of teen deaths) had been drinking. The CDC risk survey notes 38.7 percent of high school students reported drinking alcohol in the 30 days prior to the survey and 23.1 percent had used marijuana.

Teens are abusing other drugs, too – cocaine, inhalants, ecstasy, heroin and hallucinogenic drugs showed up on the survey.

The National Institute on Drug Abuse’s 2012 survey, Monitoring the Future, found marijuana remains the most abused drug by students in grades 8, 10 and 12 followed by Spice/K2 (synthetic marijuana), amphetamines, Adderall, Vicodin and cough medicine.

Synthetic marijuana, often marketed to teens, and abuse of prescription drugs are rising problems.

“One of the things we tell parents is to monitor their alcohol and prescription drugs,” said Mary Haag, president/CEO of the Coalition for a Drug Free Greater Cincinnati. “Keep your alcohol locked up as well as your medicine chest.”

She said most teens do not abuse drugs. But there are warning signs: changes in behavior, lying, a new group of friends or missing school.

Kids are trying drugs at younger ages, and there are plenty of things out there with names parents won’t recognize, according to the medical website WebMD. Experts say keep an eye out for slang terms when your child is talking to or texting friends. For example, teens may combine LSD with ecstasy, something termed “candy flipping.”“Cheese” refers to a mix of black tar heroin and Tylenol PM. Other slang terms are “Special K” (Ketamine, an anesthetic and club drug), “crank” (methamphetamine), “kibbles and bits” (Ritalin, the prescription drug to treat attention deficit disorder).

Sex, texting, violent games
There are still more risks teens face daily. Sex is one of them. The 2011 CDC risk survey reported nearly half (47.4 percent) of students said they’d had sexual intercourse, and 15.3 percent said they had had sex with four or more people. And only 60.2 percent of sexually active teens had used a condom.

Heyman said it’s important to talk frankly with students about sex. Use media spectacles like pop star Miley Cyrus’ infamous “twerking” episode — slang for sexually suggestive dancing — to discuss the issue, he said.

Texting while driving is also a concern. According to the CDC’s Youth Risk Behavior report, in the 30 days before the survey, 32.8 percent of high school students had texted or emailed while driving.

Experts say it’s important to set good examples and strict expectations when it comes to risky behavior, whether it’s sexuality, texting or even playing violent video games.

“You really want to build a good relationship with your kid and stay in their business,” Heyman said. “Don’t let Facebook and text messages and Instagram rule your child’s life. The average kid, they want to be parented. They may resist it, but they do want that structure. At the end of the day they’ll be appreciative.”

Source: Mansfieldnewsjournal 


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diy tattoo choker tutorial | Risky business Scientists seek to identify predictors of risky behaviors among teenagers

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What makes the adolescent brain so susceptible to taking risks? Virginia Tech scientists are recruiting as many as 150 teenagers to help them find out.

“We’re trying to identify early predictors of substance abuse and risky sexual behavior among adolescents,” said Brooks King-Casas, an assistant professor at the Virginia Tech Carilion Research Institute and one of the new study’s leaders. “The years between 13 and 17 are critical in a young person’s brain development. During that span, adolescents tend to become more sensitive to high-reward stimuli – sex, drugs, rock ‘n’ roll. At the same time, the brain’s prefrontal regions, which help inhibit impulsive behaviors, are still

developing. Problems in either or both of the two trends can translate into risky behaviors.”

In fact, the leading causes of morbidity and mortality among adolescents in the United States involve decisions to engage in risky behaviors, including tobacco, alcohol, and drug use, as well as sexual behaviors that contribute to unintended pregnancy and sexually transmitted diseases. Individual differences do exist, of course – and that’s in part what has the research team so intrigued.

“We need to understand why a subset of adolescents are at risk for making the poor decisions that lead to drug addiction, sexually transmitted diseases, and other problematic health outcomes,” said Jungmeen Kim-Spoon, an associate professor of psychology at Virginia Tech and the other study leader. “Identifying the adolescents most at risk is a critical public health priority.”

In recognition of that priority, the National Institutes of Health recently awarded Kim-Spoon and King-Casas with a five-year, $3.5-million grant for research into the neurobehavioral determinants of health risk behaviors in adolescents.

“We expect our study to make a significant contribution to the field for several reasons,” said Kim-Spoon. “Not only will we have a good-sized study population, but we’ll also be combining longitudinal data with an emphasis on the individual trajectories of teenagers. In addition, we’ll be complementing structural and functional brain imaging with self-report measures and a battery of behavioral and laboratory tasks aimed at teasing out underlying mechanisms for real-life risk-taking tendencies.”

The scientists are now actively recruiting 13- and 14-year-olds to participate at the Virginia Tech Carilion Research Institute site in Roanoke or in Blacksburg to answer questionnaires, play computer games, and undergo structural and functional brain imaging. Each adolescent will be participating alongside a primary caregiver.

After the initial visit, the families will return to one of the sites annually for the following three years, to enable the research team to map out the development of key brain regions and to understand what makes teens more or less likely to engage in risky decisions. Both adolescents and caregivers will receive compensation for time and travel; the adolescents will also receive a compact disc with magnetic resonance images of their own brain. (Families interested in participating can visit the study webpage to learn more.)

Collaborating with King-Casas and Kim-Spoon on the study are Pearl Chiu, an assistant professor at the Virginia Tech Carilion Research Institute; Kirby Deater-Deckard, a professor of psychology at Virginia Tech; and Warren Bickel, director of the Addiction Recovery Research Center at the Virginia Tech Carilion Research Institute.

Together those scientists will be seeking an answer to a question parents have been asking about their teenagers for generations, if not millennia: What were they thinking?

Source: Virginia Tech

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